For Visa, successful fraud detection must happen in mere milliseconds.

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Its Visa Advanced Authorization (VAA) scoring service, one of the company’s most prominent offerings, uses artificial intelligence and machine learning techniques to score the likelihood that a transaction in progress is fraudulent.

It does so in just 300 milliseconds, allowing customers and merchants alike to transact with confidence in real time.

VAA does its job extremely well, too, with the company reporting that VAA prevented $26 billion in fraud on its network in 2021 alone.

Figures like that, says Visa Chief Risk Data Officer Dustin White, prove that the company’s investments in advanced analytics, machine learning, and AI enables “the safe, reliable and fast movement of money between entities that’s powering today’s global economy.”

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